Please call us now on 01823 743843 to request a bespoke fee quote.
Initial and one – off pieces of work
We are happy to have an initial discussion with you by telephone or at our office. If we can help, we will provide you with a bespoke, no obligation quote.
We will not commence any chargeable work for you until you are happy and instruct us to proceed.
f you sign up for our Platform SOS online service, in return for going digital and allowing us to reduce costs, we will waive our initial fee charges.
The Platform SOS online service requires you to:
- complete an online factfind
- use our Personal Finance Portal for secure online correspondence and messaging
- use DocuSign where (digital) signatures are required.
Ongoing Service
Typically our initial fee is quoted in £
The fee for our ongoing Portfolio Advisory Management (PAM) service is calculated as 0.50% per annum of the value of investments under management. For instance, for an investment of £300,000 we would receive £1,500 per annum.
Our PAM fee will increase if assets grow or decrease if assets go down in value. This ongoing service can be cancelled by written notification at any time, without penalty.
When you invest in pension or investment funds we want you to know the charges associated with your investments, where the charges are taken and typically how much. We have provided an indication in the table below, broken down between our fees, funds charges and platform charges ( A platform is an Online Service that allows Financial Advisors to efficiently manage your investments).
Estimate of Typical Overall Costs for a Pension or Investment Portfolio
| Please find below an indication of our fees and the associated product related charges on a hypothetical basis assuming use of our standard portfolio model. If you receive a fee quote, that will take precedence. Where our ethical portfolio model is used, the fund charges figure and the total figure may increase by around 0.30% pa. | ||||||||||||
| £300,000 Invested | £500,000 Invested | £1,000,000 Invested | ||||||||||
| Initial Costs | Ongoing Costs | Initial Costs | Ongoing Costs | Initial Costs | Ongoing Costs | |||||||
| £ | % | £ pa | % pa | £ | % | £ pa | % pa | £ | % | £ pa | % pa | |
| Our fees | £2,700 | 0.90% | £1,500 | 0.50% | £4,000 | 0.80% | £2,500 | 0.50% | £5,000 | 0.50% | £5,000 | 0.50% |
| Fund charges | £0 | 0.00% | £780 | 0.26% | £0 | 0.00% | £1,300 | 0.26% | £0 | 0.00% | £2,600 | 0.26% |
| Platform charges | £0 | 0.00% | £840 | 0.28% | £0 | 0.00% | £1,350 | 0.27% | £0 | 0.00% | £2,400 | 0.24% |
| Total charges | £2,700 | 0.90% | £3,120 | 1.04% | £4,000 | 0.80% | £5,150 | 1.03% | £5,000 | 0.50% | £10,000 | 1.00% |